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Showing posts from January, 2026

A New Year a Fresh Start

A new year often brings fresh routines, new goals, and sometimes even a new Medicare plan. While much of the world continues to change, one thing stays the same: understanding your Medicare coverage can help you start the year with confidence and avoid unexpected costs. Whether you stayed in the same plan or made a change during the Annual Enrollment Period, here are a few important reminders and helpful tips to keep in mind as we move into the new year. You May Experience Cost Changes in January One of the most important things to remember is that Medicare Advantage plans reset many cost-sharing limits at the start of the year. Medical Maximum Out-of-Pocket (MOOP) amounts reset on January 1 This means that if you have copays and/or coinsurance on your Medicare Advantage plan, your costs for services at the hospital, on doctor’s visits, for outpatient care, and other medically covered services may be higher than what you were paying in January. Prescription Drug Plan Maximum Out-of-Poc...